Simple tools, clearly explained

Built by hand. Useful tools for everyday decisions.

Here you will find a small collection of interactive tools designed to make practical financial decisions easier to understand.

Available tools

Start with one of the tools below

Each tool is designed to be simple, visual and easy to use. More tools and improvements will be added over time.

Retirement Forecaster

Have you ever thought that the main stream retirement calculators arent good enough? and that you want more customisation? Well this is the place for you. Explore a retirement forecast and see how different assumptions can affect the long-term picture.

Open tool

Energy Direct Debit Cycle

Understand how energy payments, usage and seasonal cycles can affect your direct debit balance over time (and whether you should request some money from your provider!).

Open tool

Recommend a solution

Have an idea for a useful everyday decision tool that you want to help bring to life? This feature is coming soon.

Coming soon

About Only Hands

This site is a public testing space for practical, hand-built tools. Any feedback would be greatly appreciated!